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FAQS
How Do I File an Auto Insurance Claim?
To file a claim, contact your insurance provider immediately after an accident, provide necessary details (photos, police reports, and witness statements), and follow the insurer’s claims process for assessment and compensation.
What Happens If I Drive Without Auto Insurance?
Driving without insurance can lead to severe consequences, including fines, license suspension, and even legal action. Additionally, in case of an accident, you may be personally responsible for all damages and medical costs.
How Can I Lower My Auto Insurance Costs?
You can reduce your premiums by maintaining a clean driving record, bundling policies, increasing your deductible, and taking advantage of discounts such as safe driver, multi-car, or low-mileage discounts.
What is the Difference Between Comprehensive and Collision Coverage?
Comprehensive insurance covers non-collision-related damages like theft, fire, or natural disasters, while collision insurance covers damages to your car resulting from an accident with another vehicle or object.